Valor Assurance

National Producer License #: 1966307

Veterans Consultant

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Does the Department of Veterans Affairs (VA) Pay for a Veteran’s Funeral?

Among veterans, there are a lot of misconceptions about veterans’ burial benefits, and it’s understandable. When it comes to burial benefits, most service men and women don’t really get a good explanation of what they are eligible for during their time in the Armed Forces. Some veterans assume they know what they will receive, and they plan accordingly based on misconceptions. Unfortunately, at the time of death, these misconceptions can make a difficult time even more difficult for their families, creating needless anxiety, worry, and doubt.

What Will the VA Pay?

  • If the death occurs while hospitalized by the VA, it will pay a $893 burial allowance and $893 for a burial plot.

  • If the death is considered service-connected, the VA will pay a burial allowance of up to $2,000 and may reimburse some of the costs of transporting remains.

  • If the death isn't service-connected, the VA pays a burial allowance of $300 and $893 for a burial plot

  • For an indigent veteran with no next of kin, the VA will furnish either a casket or cremation urn for interment in either a national, state or tribal veterans cemetery,

  • The Social Security Administration also will pay a death benefit of $255.

Funeral Prices

The High Cost of Burial

Over the last 30 years, funeral expenses have risen more than 225% according to the Consumer Price Index. Statistics from The National Funeral Directors Association (NFDA) show that families paid an average of close to $8,000 for burial with viewing. And that amount/figure does not include the cost of a vault, headstone or the cost of opening or closing  the ground, which can easily add thousands to your bill. And, if you hoped to escape these costs by choosing a cremation with viewing, you may not be saving much, as cremation with viewing costs around $6,000.

One current projection says the average cost of funerals will rise to $17,528 by 2030. Facing these expenses, some families may choose to take on debt in the form of loans or money borrowed from friends. Making financial decisions is not what loved ones need during a difficult time. Instead, they need space for grieving and time to heal. Coordinating arrangements with final expense insurance makes it easy for your family to access the funds they need.

Am I eligible for Veterans’ Group Life Insurance? VGLI

You may be eligible for VGLI if you meet at least 1 of these requirements.


At least 1 of these must be true:

  • You had part-time Servicemembers’ Group Life Insurance (SGLI) as a member of the National Guard or Reserve. And you suffered an injury or disability (damage to your body or mind that makes it hard for you to do everyday tasks, including meaningful work) while on duty—including direct traveling to and from duty—that disqualified you for standard premium insurance rates, or

  • You had SGLI while you were in the military and you’re within 1 year and 120 days of being released from an active-duty period of 31 or more days, or

  • You’re within 1 year and 120 days of retiring or being released from the Ready Reserve or National Guard, or

  • You’re within 1 year and 120 days of assignment to the Individual Ready Reserve (IRR) of a branch of service, or to the Inactive National Guard (ING). This includes members of the United States Public Health Service Inactive Reserve Corps (IRC), or

  • You’re within 1 year and 120 days of being put on the Temporary Disability Retirement List (TDRL).

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Adrian Algeribiya

National Producer License #: 1966307

Veterans Consultant

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